Rich As F*ck Book Review | 11 Lessons + Quotes

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Here are my favorite lessons and some inspiring quotes from the book “Rich As F*ck: More Money Than You Know What to Do With .”

Reading Experience

I’ve been working on my money mindset and energy for quite a while already, so the book’s overall concept was not mind-blowingly new for me.

However, I still really enjoyed the wisdom of “Rich As F*ck!”. There were many golden nuggets that called me out on limiting beliefs I have and nudged me into a better direction.

This book was another valuable and perfectly timed building block on my way to becoming a Wealthy Woman.

Unfortunately, the book has one fault that annoyed me repeatedly: Writing and formatting mistakes.

Since English is my second language, even though I’m fluent in it, I usually give the author the benefit of the doubt when I stumble over a weird sentence structure or missing word. However, I did stumble enough times in this book that I couldn’t overlook these mistakes.

The mentioned formatting mistakes are just a few line-breaks that seem unintentional and are probably only an issue of the Kindle version.

Lessons

1. Whatever you do with your money, the energy behind it counts

“When it comes to the “smart” things we are taught to do with money, no one has told us that choosing not to spend money out of a desire to honor your money and love yourself and choosing not to spend money out of a fear that money is running out puts you into two very different energetic states.”
– Amanda Frances (Rich As F*ck)

“As you’ve already gathered, this money thing isn’t really dependent on hard work, following formulas, restricting your desires, and playing it safe. Mastering money is about choosing your thoughts and feelings about money intentionally.”
– Amanda Frances (Rich As F*ck)

There are countless financial experts on the internet that recommend different courses of action to increase your wealth.

Some recommend strict budgeting, others frugal saving, and some investing your money in one way or another.

Ultimately, it doesn’t matter so much what you do with your money, as it matters with which emotions and intentions you act.

If saving feels good to you, makes you appreciate the money you have, and gives you a feeling of abundance, it helps you be in the right energy to attract more money.

If you are saving because you have a frantic feeling of lack and panic that you will run out of money one day, you will only manifest bills that take up what you’ve saved.

If you spend money with reluctance and grumble about every price, you are not living in an energy that will attract more money.

If you purchase things with a feeling of gratitude and excitement for what money enables you to do, you’re on a good way to attract more money into your life.

Your feelings and thoughts count!

2. You will always fall back to your energetic minimum if you don’t change it

You have a certain energetic minimum of money that you expect to be in your life.

Maybe you would never expect to be completely debt-free.

If that’s part of your energetic minimum, you can save and earn all you want; one way or another, bills will manifest to push you back into debt.

You have to change your energetic standard first. Then the Universe will help you to attract an according to reality.

3. You get to choose what’s true for you; don’t buy into other people’s realities!

“I don’t believe earnings have to drastically fluctuate. Once you are an energetic match for a certain income range, it doesn’t have to go up and down thereafter. You can choose for it to stay the same as a default. You can also choose for it to continually go up.”
– Amanda Frances (Rich As F*ck)

Reading “Rich As F*uck” has made me aware of the many limiting realities I have been buying into, still.

I’ve realized that as I’ve decided past limiting beliefs don’t align for me, I’ve just fallen into a new bunch of them.

I’ve overcome the beliefs that only a 9-to-5 is a stable source of income, that investing is risky and will make you lose your money, that luck determines who ends up with a successful business, that it’s ridiculous to believe I’ll ever be a millionaire.

With all these limiting beliefs and more, I’ve decided that I don’t want to subscribe to that reality. So I chose to create my own reality.

At least to some extent …

People say that we can’t increase our income every month without fail; what if I don’t want that reality?

Experts say you need to have funnels and do a lot of social media marketing to succeed; what if I hate the idea of that?

What makes these fixed ideas different from the previous ones? Why shouldn’t I be able to choose a different reality for me in these cases as well?

There are most likely always going to be some limiting ideas you’re thinking of as fixed.

Look out for them and dare to defy them!

You are the creator of your reality!

4. The inner work never really stops

“I’ve manifested . . . a lot. And every single day of my life, I look at, and work on, my limiting ideas around what I can do, create, have, and become in this lifetime. The work has not stopped. I am just more familiar with what the work is.”
– Amanda Frances (Rich As F*ck)

“I practice daily. Every day of my life, I experience some sort of unhelpful thought or feeling about money. Every day, my mind thinks something fearful or doubt-based. I choose not to make these things my truth.”
– Amanda Frances (Rich As F*ck)

I’ve touched upon this already in the previous point, but it deserves a separate mentioning because of its importance.

Most of us are very willing to keep up working on our mindsets, beliefs, and traumas.

And the more practice we have with it, the more skilled we get.

However, the most difficult part might be recognizing exactly what we need to work on.

So, I believe we should be especially careful to keep an eye out for new things to address during the habits we’ve created for our inner work.

5. Feeling worthy is the key to attracting wealth; forgiving is crucial to feel worthy

“You are worthy. You are worthy because you are. You get to create a beautiful life because you do. There is nothing to prove. There is no one to impress. You are enough. “
– Amanda Frances (Rich As F*ck)

You need to feel worthy of the wealth you desire to attract it.

If you feel undeserving, you will harbor doubts, guilt and question what you have – all of these will push money out of your life in the form of a low income, bills, and more.

I’ve been actively working on my self-worth for a few months now. During that time, I’ve mostly focused on finding and highlighting skills, characteristics, and habits that make me worthy.

Only recently, though, have I learned of the importance of forgiveness.

The book “The Extrordinary Minds” mentioned how forgiveness can drastically alter brainwaves and pretty much give you the same meditation results a monk has after decades of practice.

That’s crazy powerful!

So when Amanda Frances provided a few journals prompts in her book that also focused on the topic of forgiveness, I latched onto that sign immediately.

Mind you, I am far from a vengeful person. On the contrary, I pretty easily forgive others, or rather, I rarely feel angry or offended enough for there to be something to forgive.

Unfortunately, though, I am hard on myself in this department.

I tend to cling to the tiniest missteps of mine for years to come. So while I don’t directly feel unworthy because of them, they definitely annoy me, which ought to impact me.

So as uncomfortable as it is to confront these unpleasant memories, I now make a determined and conscious effort to work through any grudges I still have.

6. Success doesn’t require struggle, but you can use struggle as a stepping stone to success

“I am saying that believing bad things must happen in order for good things to be created is not the only option.”
– Amanda Frances (Rich As F*ck)

“You get to grow and go to your next level just because you decide to. No struggle required. However, if struggle has occurred or is occurring, you might as well turn it into gold.”
– Amanda Frances (Rich As F*ck)

I’ve partly fallen into the trap of expecting some form of hardship before I can level up.

Of course, when hard times occur, it is wise of you to use them for growth and milk them for all their worth.

However, does that mean you always have to struggle before you succeed? Of course, not.

This is your reality, and if you decide you get to succeed without major struggles, the Universe will pave the way for you.

On the other hand, if you are looking eagerly for your next hardship because you think you need it, guess what you’ll find.

7. You fully embody the energy when you can’t imagine it not happening

“For me, I know it is done when I can’t even imagine not receiving what I’ve decided I will.”
– Amanda Frances (Rich As F*ck)

“The key for elevating into a new income range is making the new amount of money no big deal for you.”
– Amanda Frances (Rich As F*ck)

For many people, me included, the possibly biggest issue with manifesting is that it’s hard to determine whether you embody the right energy.

I mean, how does it feel like?

How do I know that I’m not fooling myself by thinking that I’m doing it right?

I loved Amanda Frances’ answer to this question because I know that feeling of certainty; I just rarely noticed it for what it is.

I can’t imagine not having success with my blog and not being wealthy. I know that these things will happen sooner or later without a doubt in my mind (usually).

It’s not a question of ‘if‘ but a question of ‘when.’

Because it’s such a natural feeling for me, I usually don’t realize I feel this way about something entirely unpredictable for an outsider at this point in time.

Once in a while, I have a moment of sudden panic, as I realize that I am making decisions with an outcome in mind that might not actually happen.

But this panic quickly subsides into certainty again.

Now that I’ve realized that this is the energy I have to embody, I try to get to this point with all my manifestations.

8. You are manifesting every moment of every day

“Remember this, my love: Every moment of every day, you are teaching yourself how to think of you. Every action you take and purchase you make informs yourself of who you are and where you are going.”
– Amanda Frances (Rich As F*ck)

Every thought you think, every emotion you feel, and every action you take adds up.

Taken singularly, they are insignificant, but they add up to your overall energy, which shapes your reality.

This means manifesting your dream reality doesn’t require big rituals that you have to fit into your day.

Instead, you just need to remind yourself once in a while during the day to adjust your thoughts, feelings, and actions.

In the beginning, you might slip back into old patterns quickly. It can be frustrating because it seems like you are getting nowhere.

But like I said, it all adds up.
Every time you embody the energy you aim for, it gets easier and easier to do so.

You just need to put in a conscious effort consistently.

9. If you desire something, it means you are supposed to have it

I adore this mindset shift!

Somehow it changes everything.

It feels like a higher power is supporting you in making your dreams come true. It makes the achievement of your desires seem more possible.

10. The ‘How’ is not your responsibility; your thoughts, feelings, and actions are

“The Wealthy Woman elevates herself. She doesn’t know how the fuck she is going to get where she is going or how the fuck it is going to work, but she keeps going.”
– Amanda Frances (Rich As F*ck)

It’s reassuring to know that you don’t need to have a master plan to get you to where you want to go.

All you need to do is take messy inspired action in your goal’s rough direction and embody the right energy.

Take me, for example. I want to make a huge positive impact, have a successful business and immense wealth.

Do I already know exactly how these things would play out ideally? No.

However, I refuse to wait around until enlightenment strikes me.

Instead, I started this blog and worked almost every day for over 2 years on it.

It’s not yet my dream business, but I’m getting closer, and a more defined idea forms in my mind.

The ‘How’ is not my responsibility.

I focus on inspired action, and I visualize and feel into my dream life often.

11. Don’t force yourself into a box if your desires lie outside of it

“The biggest lie ever told to emerging businesswomen is that you have to niche yourself into a tiny box. You are the niche. You are the brand. You are the thing. And if you want to teach on or talk about more than one thing, that’s okay.”
– Amanda Frances (Rich As F*ck)

Rich As F*ck dedicated one chapter to entrepreneur tips and this lesson would have helped ease my mind a lot when I started out, so I wanted to include it here.

I struggled a lot on finding a niche to which I could dedicate my efforts.

Sometimes I chose one, only to slightly change it again a few months later.

Nowadays, I don’t care all too much about it anymore. So instead, I write the content I feel excited to write.

Sometimes, that means personal development tips, business tips, non-fiction book reviews, and other times, I write about success lessons from series and movies.

I’ve also just started sharing a few of my thoughts on Pinterest for people to relate to.

I just do what feels right in the moment, and I have utter faith that the right people will find my business.

Besides feeling able to express me fully, this broad niche approach enables my business to stand out among others.

You can also apply this lesson to your life in general. Don’t try to fit into a predefined box. Don’t be just a gamer, nerd, a-student, or jock. Be many different things all mixed together.

Have a multitude of passions and interests. Be a walking contradiction.

Be you in your most free form, independent of any fictional restrictions.

That’s it for this book review.

What was your favorite lesson, and do you plan to pick up the book yourself?

I’d love to hear from you!

Sophie